Stephen grew up in Perryton, Texas, and attended college at Oklahoma Panhandle State University. He graduated with a degree in Ag Business in 2007 and went on to work for a community bank in the Perryton Area as a Loan Officer. He came to Plains Land Bank in 2016 and is currently the Branch Manager of the Perryton office. He and his wife Whitney have a daughter, Tatum. Stephen is looking forward to helping more members of the community own a piece of Texas.